Is Using a Credit Card to Finance Your Startup a Good Idea?

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If you’ve recently taking the plunge and started your own business, and are currently searching for funding to grow your company, using a credit card has likely fallen somewhere on your list of potential options. After all, while you may be struggling to qualify for a bank loan, credit card companies are likely beating down your door with offers of financing.

It’s not uncommon for owners of registered businesses to receive multiple credit card solicitations every day. But could credit cards actually be an appropriate way to finance your business?

Depending on your circumstances, using credit cards for business funding can either be really dangerous or really useful. It’s important to weigh the pros and cons to be sure that you’re making the smartest decision for your business.

To get you started, here are nine situations where using a credit card to finance your startup may not be such a bad idea:

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90% of Freelancers Specialize To Get More Clients

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As a creative, entrepreneurial sort of person, you probably have more skills than you market.

And this is good. While marketing yourself as a jack or jill-of-all-trades broadens the number of potential clients you could work with, it can also make your marketing scattered, your value propositions hazy, and may give the impression that you’re a master of none.

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Designing a New Life: How Two GA Alums Changed Their Location & Careers

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Maite & Chris met in a our Web Development Immersive in NYC. Post-course, they both crossed the Atlantic to try life in the UK. Today, they’re are giving back by helping current students in London master their new skills.

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4 Ways to Boost Company Culture Using Apparel

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Tides are turning. In a digital world, apparel is a becoming a more crucial part of how companies build their culture and their brand. In fact, some argue that it is becoming absolutely necessary to represent yourself physically as well as digitally. Real Thread has been on the forefront of equipping brands to create culture through apparel. Here are essential tips from their team in developing merchandise for your office.

1. Equip People to Share

get phsyicsal

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New Partnership Promotes Benefits for Independent Workers

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We are excited to announce General Assembly’s partnership with Freelancers Union, the nation’s largest labor institution representing the new, independent workforce. We’re joining a network of organizations around the country that are working to build a better future for freelancers and independent workers.

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How to Optimize Your Digital Marketing Resume

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So, what on earth actually happens to your resume when you submit it online? Is it scanned by a computer? Is it submitted to human resources? Does it go directly to the hiring manager for the position? Or is it just lost in the Internet abyss of unread applications?

All of these scenarios are possible- the last one being the dreaded, and all too common, outcome of the online application.

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Socially Conscious Startup Wins Forbes 400K Pressure Cooker Competition

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Jessica (left), a Digital Marketing graduate from Los Angeles, took a leap of faith two years ago when her long-time friend suggested the idea of launching Enrou. The content-driven marketplace supports consumer brands that are invested in social good and community development. Since, Enrou has taken off, and the team won over a panel of judges including Steve Case, Mike Perlis, and Troy Carter during the Forbes Under 30 Pressure Cooker pitch competition. They walked away with a winning title, a cash prize to fund their business, and immediate bragging rights.

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Forget Mobile First, Think Mobile Only

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Nearly five years ago Luke Wroblewski, formerly the Chief Design Architect at Yahoo! Inc, advocated a radical new concept. Shocking the audience of web developers at An Event Apart in Seattle, Wroblewski announced that it was time for ‘mobile first!’ Given an undeveloped app market for the 700 million people with mobile devices globally at the time (that number has since more than doubled), he believed that mobile offered an opportunity for explosive growth that products for PCs could not match.

He also underscored the importance of constraints and capabilities that mobile realities enforce and provide for product managers, a critical factor for innovation that Peter Sims has detailed in Little Bets.

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Can Coding Be Creative?

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Stephanie SiawFrom a humanities graduate to a full stack web developer, General Assembly Hong Kong’s WDI graduate, Stephanie Siaw hopes to break the myth that coding is a  scientific, mathematical skill. She hopes that others like her can embrace its creativity.

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Engineered to Code: A Civil Engineer’s Journey Back to Basics

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When Martin isn’t relaxing by the campfire with one of his favorite sci-fi novels, you may find him coding his next project. Having worked as a Civil Engineer for years, an NPR marketplace segment (ironically featuring one of our Web Development Immersive graduates) inspired him to make a career shift. Twelve weeks later, he’s on the hunt for his first job in his new career. 

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